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Spaulding Youth Center names new CFO


NORTHFIELD — Spaulding Youth Center has appointed Todd Emmons as the organization's chief financial officer.

Emmons has more than 30 years of experience managing finances and operations for higher education institutions throughout New England.

Most recently, Emmons served as the vice president of finance and operations and treasurer of Colby-Sawyer College. His most notable accomplishments include successfully negotiating a recent bond financing and overseeing capital expansion, including technology upgrades, reclaiming in-house management of facilities, and infrastructure improvements.

Prior to his work with Colby-Sawyer, Emmons held executive financial positions with Quinsigamond Community College, Elms College, Daniel Webster College, and Saint Anselm College.

"Mr. Emmons is a well-respected financial beacon in the higher education industry and I look forward to leveraging his expertise to bring Spaulding Youth Center to the next level financially," said Susan Ryan, Spaulding Youth Center CEO and president.

Emmons holds a BA in economics from Saint Anselm College, where he graduated with honors, a master's degree in economics from the London School of Economics & Political Science, and a master's degree in finance from the Stern School of Business at New York University.

He serves as a board member for the New Hampshire Higher Education Assistance Foundation and New Hampshire Health and Education Authority, as well as a board member and treasurer of the New London Chamber of Commerce.

"I'm thrilled to be joining the team at Spaulding Youth Center and looking forward to working side-by-side with some of the most dedicated and effective special education, clinical, residential and community-based staff in the industry," said Emmons.

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Todd Emmons

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Dental assistant rejoins Weirs practice


LACONIA — Dental Assistant Katy Lacroix has returned to the Dental Expressions practice in Weirs Beach.

Lacroix previously spent 10 years with Dr Darren. Boles at Dental Expressions before pursuing a career diagnostic radiography. Missing the dental field, Lacroix made the decision to switch gears and return to the dental field. Along with assisting chairside, Lacroix helps out in all aspects to help the Dental Expressions office run smoothly.

Dental Expressions is located in the Alpenrose Resort Plaza, just off Route 11B in Weirs Beach.


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Katy Lacroix

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Roche Realty will have agent at boat show


MEREDITH — Roche Realty Group will have a booth at the Great Northeast Boat Show, on March 24 to 26, in Milford.

Representing the company will be Jeremy Avery, who in the last two years has sold praoperty on a number of the state's lakes, including Winnipesaukee, Winnisquam, and Newfound Lake.

The Great Northeast Boat Show is the largest boat show in the state.

"I am excited to be able to bring our waterfront, water-access, and boat facility listings to the buying public in this way," said Avery. "We will be the only real-estate company represented at the boat show, I really think this gives our clients an advantage as we approach the spring selling season."


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Xavier sells nearly $12 million in real estate

Rachel Xavier, a Real Estate Associate with Roche Realty Group in Meredith, achieved just under $12 million in sales for 2016.
Xavier has consistently been one of Roche Realty Group's top multi-million dollar producers, continually ranking in the top five agents in the firm. In 2016, Xavier was third in sales income and fourth in sales volume for the firm reaching almost $12 million in sales, as Roche Realty Group celebrated its highest grossing year in history with $161 million in sales.
Born in Rhode Island, Xavier grew up on Lake Winnipesaukee and in the Lakes Region, spending summers here since she was a small child. She is a graduate of Plymouth State University where she majored in Communications and minored in Business.


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Mark Patterson says it's time to think of your investments as sausages

Mark Patterson DS

Mark Patterson

MEREDITH — The call of the mountains lured a Wall Street trader to New Hampshire, and for the past six months he has been offering his investment and financial planning services through the DAK Financial office in Meredith. Mark Patterson, who does business as MHP Asset Management, LLC, said he sees himself as distinct from other local offices that offer similar services, and he uses a food analogy to explain.

Other financial planners, especially those affiliated with nationally-recognized firms, are retailing a range of investment funds created and managed by someone else, somewhere else. Think of those products, Patterson suggests, as the case of sausages available at a supermarket. Patterson, though, uses his expertise and experience to be able to tailor an investment strategy to a client's individual preferences.

"I'm the sausage maker," he said. "I create the investment portfolio using individual stocks, bonds or exchange-traded funds... What I'm able to do is mix a portfolio based on their risk tolerances and needs."

"Would you rather go to the artisan sausage maker and pick out the blend of spices, cuts of pork or veal, or go to Hannaford and pick out mystery meat in a casing? Oddly, the mystery meat costs more, that goes to marketing."

In the mid-90s, Patterson was working for a large, institutional trading firm in mid-town Manhattan. He and his wife slowly began moving out of the city, into Rhode Island, where he taught at Roger Williams University and commuted into New York City by train. They also bought a chalet in Bartlett that they used for snowboarding getaways, and in 2000 they decided to relocate to New Hampshire. After working in the Upper Valley, Patterson now lives in Alton and partners with Dave Kutcher, an insurance expert, to provide a full range of services through DAK Financial.

"With the way we can do business electronically, over the internet, there's no advantage to doing business in New York anymore, except for perception," he said. The biggest challenge he faces is changing that perception – that he offers the ability to build a bespoke investment portfolio, and that he comes from a career at a major investment firm. "I've converted that over to working with individuals – I can give them the same analysis that they would have to go to mid-town Manhattan for... I just chose not to live there anymore."

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