Goal was to give more Americans access to affordable insurance

To The Daily Sun,
I did not want to spend a beautiful summer day having to refute the latest rants from Mr. Boutin. His letter; "Of Course Some Have Benefited From Obamacare, But at What Cost?" is full of misstatements, inaccuracies, and typical right-wing talking points.

He ticks off 12 points of misleading Trump-like gibberish. He once again, and to no one's surprise, tries to dump all of his ongoing issues on Democrats, which he mentions over and over.
All the while he ignores that many states dominated by GOP legislatures have tried their hardest to do away with many safeguards and other measures to help and reinforce The Patient Protection and Affordable Care Act (PPACA), aka Obamacare. Lest we forget how many times GOP legislators on the federal level have tried and failed to repeal the ACA (50 and counting).

Folks, the icing on the cake came in the form a huge decision from the highest court in the land in June, 2015.

"Breaking News: The Supreme Court ruled 6-3 on June 25, 2015, that subsidies were legal. The IRS will be able to issue subsidies on behalf of those who bought a plan through HealthCare.Gov after the plaintiffs in King vs. Burwell lost their challenge."

Obamacare's goal is to give more Americans access to affordable, quality health insurance and to reduce the growth In U.S. health care spending.

The Affordable Care Act expands the affordability, quality, and availability of private and public health insurance through consumer protections, regulations, subsidies, insurance exchanges and other reforms.

The following is taken from the Health and Human Services official government webpage: Open Enrollment 2015 ended February 15, 2015. Open enrollment is the only time you can get Minimum Essential Health Coverage for 2015 without qualifying for Special Enrollment. Open Enrollment 2016 will run from Nov. 1, 2015 to Jan. 31, 2016.

Other options outside of open enrollment include Short Term Health Insurance, Medicaid, and CHIP. One in six Americans got a Health Insurance Marketplace Plan for $100 or less. Eighty-seven percent of people who selected a marketplace plan for 2015 got financial assistance.

1. Ends pre-existing condition exclusions for children.
2. Keeps young adults covered.
3. Ends arbitrary withdrawals of insurance coverage.
4. Guarantees your right to appeal.
1. Ends lifetime limits on coverage.

2. Reviews premium increases.

3. Helps you get the most from your premium dollars.

1. Covers preventive care at NO cost to you.

2. Protects your choice of doctors.

3. Removes insurance company barriers to emergency services'

Plain language benefit information: Thanks to the Affordable Care Act, health insurance companies and group health plans are required to provide you with an easy-to-understand summary about a health plan's benefits and coverage.

1. All insurance companies and group health plans must provide you with:

a. A short, plain language summary of benefits and coverage (SBC).

b) A uniform glossary of terms commonly used in health insurance coverage, such as "deductible" and "co-payment."

All insurance companies and group health plans must use the same standard Summary of Benefits and Coverage form to help you compare health plans, whether you get coverage through your employer or purchase it yourself.

ER access & doctor choice
Your Doctor:
1. You select your doctor.

2. Visit your OB-GYN.

Emergency Medical Services

Health plans cannot require:
1. Higher co-payments or co-insurance for out-of-network emergency room services.

2. Approval before seeking emergency rooms services from a provider or hospital outside of your plan's network.

1. GRANDFATHERED INDIVIDUAL HEALTH INSURANCE POLICIES are not required to follow these rules.

I hope that people who read this newspaper will pay attention to the facts and not to the false and misleading rants of Mr. Boutin.

Bernadette Loesch


  • Category: Letters
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Congress should live by same rules they force on the rest of us

To The Daily Sun,

One of the most glaring inequities in the so-called Affordable Care Act is that members of Congress and their staffs are benefiting from a special designation making them exempt from the love that is the Obamacare law. Congress has actually claimed to be a small business so they can continue to receive subsidies under Obamacare making the law less expensive for senators, representatives and their staff.

One of my pet peeves is when Congress passes a bill, then they exempt themselves from it. They don't have to live under it and that is wrong. If it is the law, then it is the law. If Congress isn't going to live under the law then repeal Obamacare.

Congress isn't a different class of people. We are supposed to have government of the people, by the people and for the people. Got that? Government of the people, by the people and for the people.

Congress needs to live by the same rules they force on the rest of us. The concept isn't difficult to understand. It isn't complex. Americans across the country are wondering, if Obamacare is so great, why doesn't everybody have to live with it? If it's so wonderful, why don't members of Congress and their staff live with Obamacare?

What I really want to know is: Where's my exemption?

Marc Abear


  • Category: Letters
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Go Trump: about time someone has the guts to speak the truth

To The Daily Sun,

I think Obama has lost his mind. He made a deal with Iran? Is he kidding? Now we are really in for it. We should have never stopped sanctions that we had on Iran. Iran has said, "Death to America". No one is doing anything about it. Both sides are to blame.

The illegal who killed Kate should have no rights and no trial. Jail for the rest of his life. Trump was right about what he said. About time someone has the guts to speak the truth. Why is the border a wide open door for these dirtbags to come through into our country? Send them back — no rights or trial.

So now you should be aware of good old Hillary who is going to pick up where Obama leaves off. Is that what you want? Who cares that she could be the first women president. She is as evil as they come.

What will it take for America to rise up and not let Obama do anymore damage? We are asleep at the wheel, just like we were when Pearl Harbor was hit. This will only get worse, not better. You bet I am mad. What about you?

Anna DeRose

  • Category: Letters
  • Hits: 342

Obamacare gives people a chance to buy insurance on the open market

To The Daily Sun,

I must have really hit a nerve with poor Tony Boutin.

I always felt that when you write a letter to the editor in a paper you own those words. All my letters are backed up with studies and statistics. I have always been ready to defend my work. Unfortunately, Tony seems to be following the lessons of his friend Russ Wiles. Just make up things, lie and hope that no one calls you out. And if they do, show no moral courage in defending your work.

I called out Tony in my last letter, about his nonsense about nurse practitioners (NP), his nonsense in what Obamacare means to the primary care provider, and his totally nonsensical remark about Ebola and health insurance. Did he address any of those outright lies? No, he did not. If fact he doubles down in his most recent letter, with more nonsense and outright lies.

First, Tony, in my 30 years of practicing health care, including two years in the Peace Corps in Liberia West Africa, 10 years working in pediatric intensive care, and six months training Afghan freedom fighters in Peshawar Pakistan in 1986, to suggest I have a lack of compassion for anyone who has had problems with health insurance is just insane. I am sure my patients would tell you I go out of my way to help all, with or without health insurance. Your remark is morally reprehensible.

All Obamacare does is give people a chance to buy health insurance on the open market. When I see a patient I have no idea if they taken advantage of Obamacare, and frankly I do not care. At least they have health insurance, and their children have insurance.

I cannot imagine the agony of a family without health insurance for their children. Worrying day in and day out about what is going to happen if they get sick. Close to 25 percent of the children in Texas do not have health insurance. These kids are America's children and they should be taken care of. Oh wait, isn't Rick Perry (R) running for president?

When I started at the hospital 16 years ago in my current position, out of the family practice group there was only one independent practitioner. Today there is only one independent practitioner. It's like you went to sleep in 1980s and woke up last year, looked around and decided to blame Obamacare for everything. The independent practitioner has been long gone Tony, long before Obamacare.

Again it seems Tony just likes to make things up. His comment that "the percentages of people with Medicare who have trouble finding a primary care doctor are now at record levels. That number is approaching 30 percent." Would you mind sharing were you got this number from? I noticed you did not reference it. I bet there is no reasonable study to back up your claim. Yes, Tony I am calling you out again. Will you please address this in your next letter? My guess is there is no such study.

Did you know that payments to physicians for seeing Medicare patients have actually gone up this year. But why would you know this, beside the fact your research abilities seems to severely lacking, and you do not see any patients?

Then he states, "the government is already paying 89 percent of all the medical costs in America." I am going to give you a chance on this one Tony. This had to be a typo, right?

This is interesting since according to the Natural Conference of State Legislatures in their report put out last year on the state of health care in the U.S., 64 percent of people with health insurance get their insurance through private parties. Only 34 percent are covered by the government. Maybe Tony can explain this seemingly contradiction of common sense. Especially if what he claims is true up to 30 percent of Medicare patients do not have primary care providers. Where then is all this money going?

Report on health care expenditures for 2013 on the four main drivers for covering health care costs shows that Medicare accounts for 20 percent of health care costs, Medicaid 15 percent, private insurers 33 percent, and out-of-pocket costs were 12 percent. Thirty-three plus 12 equals 45, not 11 as your numbers would suggest. Please explain this to all of us brain dead people out there.

Let's make it interesting. I have a check for $100 that I will send to the charity of your choice if you can prove those numbers to me. If not, you send a check to the New Hampshire Humane Society for the same amount. Man enough to take it on, Tony? I would guess not, seeing your complete lack of any moral courage.

Finally he states that the health outcomes for people with no insurance are no worse than those who are on Medicaid. This came out of one study in Oregon. Which lasted all of two years? How many of you have had a major health complication in the last two years? Not many, I guess.

Let's look at a few stats which may put a more real connection between having health insurance and not having health insurance. A study put out by Benefitspro in 2014 looked at states with the most uninsured residents. The top 10 healthiest states according to the report for 2014 were Nebraska, North Dakota, Colorado, New Hampshire, Minnesota , Utah, Connecticut, Massachusetts, Vermont and Hawaii. Eight of 10 have less than 12 percent of their population uninsured.

Which states are the unhealthiest, from the same study? Indiana, South Carolina, Alabama, West Virginia, Tennessee, Oklahoma, Kentucky, Louisiana (Jindal R), Arkansas (Huckabee R) and Mississippi. All of these states have uninsured rates above 12 percent. And guess what they all were red states in the 2012 presidential election. This is what I give a rat's behind about, Tony. You and your fellow Republicans apparently do not.

You and your friend Russ Wiles continue to partake in the politics of fear. You have no shame, no moral courage to defend your writings. You lie at will and make up the most ridiculous nonsense. My question to you is how do you look at yourself in the mirror each morning after writing this drivel?

Mirno Pasquali PA C


  • Category: Letters
  • Hits: 198

Column had to do with failure of recent immigrants to assimilate

To The Daily Sun,

I want to thank Dave Pollak for pointing out that one of my citations, from the "NationalReport.Net" website, was bogus. However, Mr. Pollak goes on to make a number of claims or assumptions that are simply not true, that I would like to address.

First, my Tuesday column said nothing about "smashing the church/state barrier", as Mr. Pollak claims. The column had to do with the failure of immigrants in this country, and in much of Europe, to assimilate themselves into their host countries, and how that has led to a series of accommodations by all levels of our government.

Next, he makes the statement that, ". . . Bob has made it clear that he has no use for academics, unless they agree with him," I gather that Mr. Pollak believes that academics should not be subject to questioning, or perhaps he believes that tenure is more desirable than merit. Or maybe he believes that students don't read the opinions their teachers write in the newspapers and are therefore not academically or politically influenced by them. Perhaps he should explain how he came to that opinion.

Now, as to Mr. Pollak's charge that I am guilty of "motivated reasoning", he might want to look at some of the research that I did in preparation for writing my "opinion" piece. Among the items reviewed was an extensive column in the Washington Post on how the government and businesses are accommodating Muslim customers-employees-students-or-clients. The article includes numerous citations by the author of the article. https://www.washingtonpost.com/news/volokh-conspiracy/wp/2014/02/20/providing-accommodations-that-benefit-muslim-customers-employees-students-or-clients/?wprss=rss_national

Another review was from Wikipedia which showed that the president of the Dearborn City Council is a Muslim Arab American and the majority of the council members are Arab American. https://en.wikipedia.org/wiki/Dearborn,_Michigan

And, Mr. Pollak might want to review another part of my research for the column, by checking a video which shows a small group of Christians attempting to hand out a biblical tract outside of a Muslim festival which was being held on the city streets of Dearborn. The Christians did not speak but simply offered their tract to people passing by. A swarm of police confiscated the video camera of the Christians, arrested them, and when they were subsequently released, were required to stay a minimum of five blocks away from the festival in order to hand out their tracts. https://www.youtube.com/watch?v=KG7ZhEReUFM

So, the citation of the National Report website, though in error, seemed to be consistent with the other valid research cited above. I stand by what I wrote in Tuesday's column.

Bob Meade


  • Category: Letters
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