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Why is United losing hundreds of millions selling Obamacare

To The Daily Sun,

In her shout outs with Bernie Sanders, Hillary Clinton says she wants to keep building on the "successes of Obamacare." Might I ask what the hell those are? Tens of millions of Americans lost their doctor after Barack Obama starred straight into the TV cameras saying, "I promise, you can keep your doctor." Tens of millions more Americans lost their provider.

Tens of millions more have been forced from one insurance plan to another. The majority of the Obamacare co-ops that should have been called co-flops went bankrupt leaving taxpayers on the hook for billions. Tens of millions more Americans now own huge "out of pocket" deductibles assuring they will pay all their health care costs.

The biggest disaster of all: costs. Wasn't the first reason Obamacare was enacted was to stop the incredible explosion of health care costs? America wasted two years of other progress arguing over health care costs. We were assured and reassured Obamacare would stop or slow those costs. Health care costs have done nothing but explode even higher since the enactment of Obamacare. We didn't get Obamacare, we got the "Obamashaft."

The scariest disaster of Obamacare has yet to arrive. United Healthcare, the largest health insurer in America, and the largest Obamacare provider by membership recently reported it lost $475 million participating on the Obamacare exchanges last year. That massive loss after the billions in subsides funded on middle-class taxpayers backs. United projected lower losses for 2016. They have already revised that estimate saying the losses for this year will be even larger than last year. They could exceed $500 million.

If the largest, most efficient insurance company is losing its backside participating in the Obamacare delusion imagine what the other, smaller insurers are experiencing. Humana, the second-largest player has also reported major losses. United Healthcare is doing all it can to stop taking new members because it is estimating losses of 16 to 17 cents for every dollar of premiums it takes in on the exchanges. The more new Obamacare business it takes the more money it loses. United is threatening to leave the exchanges in 2017. If they don't, stockholders will rightfully sue them to leave. Every other insurance line of United Healthcare is performing profitably.

Why is United losing hundreds of millions of dollars selling Obamacare? The company is forced by government to charge the healthy and the sick the same price. They are losing that level of money because anyone can get insurance at anytime. They might as well wait till they're sick to sign up. A small penalty is better than thousands in wasted insurance the young likely don't need. The short enrollment period of eligibility was supposed to stop that hole, but so many exclusions (more than 30) have been added, it is now meaningless. Literally, not knowing you were going to become sick is an exclusion to buy insurance anytime. It is a joke.

Obamacare has become like disability insurance. No one is ever denied, no matter how bankrupt things go. The risk pool of Obamacare isn't a risk pool, it's a cesspool. United's membership rolls are stuffed to the brim with "sick people" who cost millions more to treat than they are paid in premiums. That is how United Healthcare is likely to lose $1 billion in a short 24 months selling the illusion that Obamacare solved some health care problems. Hillary wants to keep building on that bankrupt, house of cards.

Tony Boutin

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Still accepting memberships for Pine Gardens tenants' association

To The Daily Sun,

We are excited that the residents of Pine Gardens Mobile Home Park in Belmont once again filled the room at the Belknap County Complex on Saturday Jan. 30. This was the very first meeting since being registered with the N.H. Secretary of State as a tenant's organization.

Our sincere gratitude to guests Robert Cook of the Manufactured Home Owner Tenants Association (MOTA-NH) and Chris Clasby from N.H. Community Loan Fund, for sharing their knowledge and expertise with us. They were both very informative.

We are still accepting membership applications. If you are a resident living in the Pine Gardens Mobile Home Park in Belmont, and are interested in being part of our association, please contact us and we will provide you with a membership application form . . . and remember, you may not be evicted for joining a tenant's organization.

We are TOPGUN Association, Tenants of Pine Gardens Uniting Neighbors, come join us.

David Estes, President

David Thomson, Vice President

Simone Henderson, Treasurer

Judy Estes, Secretary

Julie Woodbury, Tenant

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