To The Daily Sun,
Obama delivered quite the ghoulish trick for Halloween. Somewhere between 10 and 30 million people are going to LOSE THEIR HEALTH INSURANCE. Millions of people have already received notice their policies are being cancelled. Why? Because their policies do not meet the standards DICTATED under Obamacare.
Obamacare slap in the face number TWO: most of these people are going to simultaneously discover their new, OBAMACARE policy is going to cost them a LOT MORE MONEY, as much as DOUBLE for some people.
Obama care slap in the face number THREE: millions are going to find out they will LOSE THEIR DOCTORS.
Obama care slap in the face number FOUR: they are going to discover they may lose access to the hospital they want, like the one nearest to them.
SLAP NUMBER FIVE: they are going to face monster deductibles that leave them greatly at risk.
Slap number SIX: tens of millions will discover their subsidy is ZERO if they earn anything that represents an average wage. Ravaged most by Obamacare: the UNION WORKER who losses at every turn.
Understand, Obama has been circling the country for years repeating the same old line "if you like your coverage and your doctor you can keep them". Then he shouted, we all need Obamacare to make health care MORE AFFORDABLE. We have now come to discover what bold faced, arrogant, LIES those statements were — sufficient to make Pinocchio's nose grow to a telephone pole. If lying was not egregious enough, NBC news and numerous other media outlets report that the White House and Obama have been well aware for more than THREE YEARS that tens of millions would in fact lose their insurance and that replacing that insurance would cost the majority of them billions more in out of pocket costs. Obama simply remained SILENT. We not only have an ECONOMIC incompetent as president we have a bloody, lying SOB. "You will NOT lose your health coverage or your doctor" is in the same league with Bill Clinton's great line " I did not have sexual relations with that woman". There is nothing that weakens America's image in so may ways, tangible and intangible, than having the president be labeled a repeated and distrusted liar. Meaningless red lines you can't cross and you can keep your doctor are are just another day in "slimeballville" for Obama.
Healthcare.gov is just another lie as millions have discovered. When asked directly how much the massive website site failure has cost taxpayers, Obama silence? Outside experts estimate it to to be as much as 600 million dollars. In the end it could be a billion. THE MOST EXPENSIVE SINGLE WEBSITE IN THE UNIVERSE. ONLY FROM GOVERNMENT! Apple only spent $150 million to develop one of the greatest inventions of all time, the I-PHONE. It gives you a good appreciation for the level of incompetence in government.
When Obama is asked how many people have signed up for Obamacare? Silence. When asked how much changes, waivers and delays to Obamacare have cost and will cost? Silence. When asked if Obamacare is running over budget? SILENCE. When asked when it will be totally operational? Silence. When asked how many millions of people will lose their insurance and pay a lot more? SILENCE. When asked why an ever increasing numbers of doctors are refusing to see Medicaid and Medicare patients? Only Silence. When asked if he will agree to Obamacare changes even Democrats and unions want? SILENCE. When asked if some one will be fired over the massive failure as they would in private enterprise? SILENCE. When asked if HHS secretary Sibelius will be replaced? OBAMA Silence.
Are we the taxpayers funding the OBAMA DISASTER not entitled to answers to these most basic questions. All we get from democrats and Obama is lies, obfuscation and SILENCE. Obama now has the lowest job approval rating in five years. There is no wondering why. Among those with a BRAIN, it is ZERO.
Last Updated on Friday, 01 November 2013 09:55
To The Daily Sun,
Many of the readers know me as an orthopedic surgeon here in our community for the last 28 years. Recently, I had the opportunity to see how it is from the other side of the knife. I needed to have a total hip replacement done. I could have gone anywhere to have my surgery but I felt the most confident with the professional people I work with everyday right at LRGH. I knew that there was no better choice for my surgeon than Dr. Jeremy Hogan at our office. The technique he brought to our community of the anterior approach to the hip was one I had learned 30 years earlier as a resident and knew it had advantages. Coupling that with the Mako robotic system to help assure accurate cup placement seemed to be the ideal to me. My surgery and aftercare at LRGH was fantastic. I have had many patients of mine tell me that they had much better care here than they had previously at big fancy Boston medical centers. I now firmly agree. They never saw their surgeon after the surgery, we see our patients twice a day.
Dr. Richard Hughes, my friend and colleague, did the anesthesia for me and all I can say is that he did a great job! Through the wonders of pharmacological amnesia, I really don't remember much from the pre-op time until the night after surgery. Between his epidural block and Dr. Hogan's use of a great new injectable long-acting local anesthetic I had almost no pain for the first 3 days after surgery. I was able to be up with crutches walking the floor the day after my surgery and able to go home on the second day using only a cane.
All the staff on South 3 were fantastic! I have always felt that my patients get superb care there and this only confirmed it. Malou, Kristy and all the other nurses, aides, dietary aides, and therapists were great. The large private room (all the rooms on South 3 are now private) was very comfortable and I thought the food was very good also.
I am now driving, walking with or without a cane, going to outpatient PT and exercising on a bike today... two weeks past my operation. Certainly, not everyone may have as smooth a journey as I have had but you should know that state of the art joint replacement is HERE at our local hospital! Since I now have had a Mako partial knee replacement and a Mako hip replacement within the last nine months, I'm like that old commercial "I'm not just the president of the Hair Club for Men, I'm a member too!" I'm looking forward to being back caring for my friends and patients soon.
John M. Grobman M.D.
Last Updated on Thursday, 31 October 2013 11:31
To The Daily Sun,
The recourse of people without facts or principles is to make false charges, often calling opponents liars and users of hate speech. An example is Denise Doyle's letter of October 29.
Ms. Doyle's letter was published just after NBC documented (and Marilyn Tavenner, the head of federal Centers for Medicare and Medicaid Services, confirmed (http://goo.gl/sKbRTC) that since July 2010, President Obama has been falsely claiming "If (you) already have health insurance, you will keep your health insurance." (See: http://goo.gl/1BIqIj)
July, 2010 administration documentation indicates that new Obamacare regulations and requirements will force insurance companies to cancel as many as 12 million policies that individual purchasers choose today.
Replacement insurance policies usually cost hundreds of dollars more per month for what many people consider worse insurance, e.g., current deductibles of around $1,500-3,500 generally increase to $5,000 for individuals and $10,000 for families.
Sue Klinkhamer, a former Democrat Congressman's staffer and Obamacare defender, reports that her insurance is increasing from $291 to $647.21 a month for a comparable policy. (See: http://goo.gl/wBfUVU)
Most Obamacare promises were false or broken. People are losing their insurance policies, their doctors, and even coverage at their local hospitals. Insurance premiums will increase, often significantly, in all but a few states. Obamacare's cost has tripled. Only a few thousand people came forward claiming they couldn't get insurance because of pre-existing conditions, and Obamacare will only insure about 1/3 of those without health insurance (while many others will lose their current insurance).
Regarding the government shutdown, Republicans passed bills that funded all of government with very minor Obamacare changes. Democrats closed down the government to protect President Obama's ability to change Obamacare for political reasons, including providing a taxpayer subsidy for Congress's health insurance, contrary to the Obamacare law, so that Congress could avoid the hardships suffered by other Obamacare users.
After listening to speeches by Senators Lee and Cruz; Congressmen Ryan, West, and Bachmann; Dr. Ben Carson, and talk-show-hosts Mark Levin and Glenn Beck, I understand why Ms. Doyle provided no examples of lies or hate speech at the Voter Values Summit, there aren't any. For intentional misrepresentations and hate speech look at Ms. Doyle's letter. The Value Voters Summit speeches primarily discussed values, ideas and principles, e.g., fiscally responsible government and equal opportunities for all. Listen for yourself: http://goo.gl/EnqeWJ
It is impossible to rationally and honestly defend the disaster that President Obama and the Democrat Party have created. Thus radical leftists like Denise Doyle try to deflect accurate criticism by making false claims about critics and repeating them endlessly in hope that their charges will hide the truth and overwhelm people's accurate observations.
Last Updated on Thursday, 31 October 2013 11:26
To The Daily Sun,
And to the Briarcrest Estates Anti-Lakemont Co-op Homeowners Group:
Thank you for the invitation to your meeting of Thursday, October 24 at the Briarcrest Estates Community Center — an offer I couldn't refuse -— where you proposed to inform and discuss the matter of a petition to intervene in the litigation brought by Mark Mooney, owner of Briarcrest Estates, in Belknap County Superior Court, against Lakemont Cooperative, Inc. that wishes to purchase Briarcrest Estates. In your invitation you mention hiring attorney Philip McLaughlin to prepare and present this petition to the court, saying the overwhelming majority of the homeowners in Briarcrest Estates oppose the purchase of said park by the Lakemont Cooperative. Atty. Mclaughlin was quite precise and to the point about how this procedure (and his role in it) was to be done, explaining that the anti-co-op group would not be a party to the litigation but only wanted to "be a witness" for Mark Mooney. And from what I heard afterward, you got at least 107 other homeowners to sign your petition — assuming one vote per household.
Did anyone of your group come to the Lakemont Cooperative open meeting on September 27 at the Gilford Community Church to see the ROC-NH "Pro Forma" (tentative spreadsheet) as to the financial viability of the Co-op? You would have been able to see that we have the numbers worked out to run the park in the black (at a profit) from the very first year of co-op management, progressing to after the eighth year, where rents might be held in place while still making a profit. You are welcome to the co-op's open membership meetings to ask questions, but to vote on co-op business you must join the co-op at $25 per household, which is refundable if the co-op does not complete the purchase of the park.
I would like to address the "items of discontent" or "Why We Are Against the Co-op Buying Briarcrest" sheets that you passed out at the beginning of the meeting — point by-point. It was two pages of misinformation which I strongly disagree with as a member of the co-op.
One of the first things you have to do is take off a substantial percentage of your lot rent equal to the amount of profit that Mr. Mooney makes on each lot rent payment. Then you can see where we have room to manage the lot rents to pay all expenses and make a profit. Remember, no one can stay in business without making a profit, even a non-profit such as the Lakemont Cooperative. All profit monies are turned right around and put back into the park — usually into accounts for future capital projects just as any business should do..
— First point: there are two loans — one from the Community Loan Fund and one from a local bank — adding up to $10,000,000 not two $10,000,000 loans. One will mature in 30 years and the other in 40 years and at that time they will be reconstructed so as to eliminate any balloon payments. No individual homeowner will be in any way legally responsible for either of these loans, in default or otherwise. Most banks would rather work with the business entity (such as Lakemont Co-op) than buy it themselves or let the loan go into default. According to the "Pro Forma" (spreadsheet) that ROC-NH has prepared in cooperation with the co-op, a default scenario is not possible. And, there are at least three local banks vying for our business for which we can negotiate the percentage rate.
— Next two points: Yes, the co-op will probably hire a manager to oversee the park, office and daily operations but this person will be under direct control of the board. The salary of this person is already figured into the pro forma/spreadsheet, as are the contracts for lawn mowing, a financial manager (i.e. a CPA) and snow removal (at lower prices than Mr. Mooney is charging now). As for trash removal, Mr. Mooney has backed us into a corner by making a serious mistake this past summer on payments, but remember, all contracts can be renegotiated. Mr. Mooney has told the Lakemont Co-op that expenses for snow plowing and lawn mowing are approximately $60,000 per year each or about $5,000 per month for 12 months or about $21 per household per month.
— Next point: Yes the board positions are voluntary and non-paid. The present board members are "interim" board members until the co-op buys the park. A new board will be elected after the purchase of the park, then the interim board members can run again for the new board if they so desire. The new board will probably will have a one-year term limits which is the usual amount of time that board members serve in almost all businesses. These people on the interim board are exceptional people and have been doing an exceptional job for the co-op's due diligence part of the purchase and sales agreement. They have also signed a Board of Directors Code of Ethics.
We have 241 homes in this park and at an average of 1.5 people per household (and probably more), that means we have 361 people that would probably be able to be on the board's various positions. Can they be impartial and unbiased? Yes, when it comes to running the park for the good of all the tenants. The idea of a board running a business is very old and has worked more than it has not worked. Everyone of us has worked for a business and/or owned a business and that includes those of you who were stay-at-home Moms, so we all have something special to contribute.
— Next point: The majority rules! Fifty-one percent of the membership is need for a vote to pass in the co-op after the purchase of the park. The EXCEPTION being in the Pre-Acquisition Phase — then "one-third of the entire membership shall constitute a quorum at a membership meeting" (quoting Co-op Pre-Acquisition Bylaws).
— Next point: Not enough money? The reason you make a profit every year is to build up a fund to cover any unforeseen contingencies: lower rental income, unexpected infrastructure problems, etc. This scenario was also built into the pro forma/spreadsheet.
— Next point: ROC-NH will probably come to the first few board meetings to make sure the co-op is on the right track, but then unless requested by the board, they will not come. They will be paid a consultation fee which was built into the pro forma/spreadsheet.
— Next point: Membership fees. A membership fee has been discussed but no amount has been set. If a membership fee is to be required of all homeowners, it could be paid in a lump sum or in installments (as yet to be determined). This scenario probably will not happen until after the purchase of the park by the co-op, if at all..
— Next point: Monthly expenses AND emergency infrastructure expenses. I have answered this in previous points. A certain amount of each lot rent every month goes into a capital reserve fund (a "rainy day" fund). This is built into the pro forma/spreadsheet.
I'll stop here and write another letter referring to your second page of misinformation on Hometown America.
Yes, it is a shame that this issue has divided the residents of Briarcrest Estates because to my mind the best way to go is with the co-op — we are your neighbors, we have the expertise or can get outside local help to manage the park the way it has been run for many years giving you the quality and continuity of management you want. The fear tactics and and lies have not come from the co-op members — all you have to do is read NH RSA 205-A to learn what a park owner can and can not do, as in giving 60-day notice for rent increases, 18-month expulsion notice, etc — just about every scenario is covered by this law.
Dont forget this is my home and my future, too.
Last Updated on Thursday, 31 October 2013 11:17
To The Daily Sun,
An open letter to Laconia voters:
With all do respect to the many fine people who have served as mayor over the years I have been thinking a lot recently about the four who have served since we began electing mayors by popular vote in 1991. The list includes Paul Fitzgerald (two terms), Matt Lahey (three terms), Mark Fraser (two terms), Matt Lahey again (two more terms) and Mike Seymour (two terms).
That's a darn impressive list. They all have had their individual styles and we might not have agreed with every position they took on issues of the day but we knew they were smart, knowledgeable, capable people and we were comfortable having them at the helm. We knew they were competent to analyze any situation that arose and would help to craft a sensible, reasonable solution. And we knew that when one of us had to represent the entire city — say at a meeting with the governor or leaders of the Legislature, they were up to the task.
On Tuesday, Nov. 5 we add the next name to the list. And I ask that you think about previous mayors and weigh the two current candidates against that standard. I do not pretend that I am the most qualified person we could possibly pick. But a number of people who I would have personally have been happy to vote for were just not in a position to serve at this time and I decided to step forward.
I do believe that my overall knowledge of city government, my demonstrated commitment to community service and my record of accomplishment in private business make me the most qualified person whose name will be on the ballot for mayor in 2013. And I ask for your support in my effort to "Keep Laconia Moving" in a positive direction. It would be an honor to have your vote.
Last Updated on Thursday, 31 October 2013 11:11