To The Daily Sun,
I am writing in response to the Letter to the Editor from Marc Abear regarding supplemental/Medigap health insurance plans.
Mr. Abear wrote; "Medicare supplemental insurance, so-called Medigap plans have been attacked. Most Medigap plans pay the beneficiaries' deductibles and co-pays. The reason for purchasing these plans is that they cushion you from the out-of-pocket impacts of Medicare services which you need when you can least afford them." He goes on to say, "Our government passed a law last year discouraging beneficiaries from buying such plans. Last April, Congress passed a Medicare bill, which the president signed, restricting first-dollar coverage for Medicap plans. The reform takes effect in 2020 meaning it will save little, according to the CBO."
I believe that Mr. Abear is stating that Medigap plans will not be available to cover out-of-pocket costs from Medicare.
It is true that a Medicare bill was passed in April 2015. But this bill is only eliminating the two plans that cover the Part B deductible, which is $166 for this year. Those two plans are the "C" plan and the "F" plan. The remaining eight plans that cover some or all of the other out-of-pocket costs from Medicare will still be available.
People with Medicare who have a C or F plan going into the year 2020 will be able to keep them. After the year 2020, supplemental plans will not include the C or the F plan; the two that cover the Part B deductible.
ServiceLink of Belknap County
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