Roche — Lakes Region Pofiles - Semi-retirement in the Lakes Region

"Semi-retirement"—I've always conveyed that the Lakes Region is like a magnet which attracts individuals looking toward semi-retirement. The demographic is huge, 77 million "Boomers" approaching that magical age we work so hard to achieve in life.

Lake Winnipesaukee was rated the #1 retirement place in the country in MacMillan Travel's fifth edition of Retirement Places Rated, under the category "leisure living for recreational and cultural opportunities." Additionally, N.H. was picked the #1 state for retirement in the country, according to This ranking was based on the cost of living, unemployment rate, tax burden, average climate, violent and property crime rates, and life expectancy.

Let me introduce Andrew and Barbara Griesinger from Winchester, Mass. who purchased a spectacular home at the Grouse Point Club in Meredith several years ago for semi-retirement.


"Barbara grew up in Winchester and I came from a small town outside of Cleveland. I graduated from Trinity College in Connecticut and received my law degree from Boston College in 1982. The BC football team finished 1-11 that year and the following year Doug Flutie arrived.

After graduation I went to work at Choate, Hall and Stewart, one of the larger law firms in Boston. Barbara was a legal secretary at the firm. I was working on a case in Cleveland for a month and the firm sent Barbara out to work on it. Little did I know we would become interested in each other and later became the "soulmates" we are today. I practiced business litigation and in the early 90s represented many clients, including the Bank of New England. Much of our work was economy driven and I stayed with the firm for 17 years."


"We have a son and daughter, ages 24 and 26. Both were raised in Winchester where we lived for 22 years. Our son lives in Boston and is moving to Irvine/Newport Beach, California with a company transfer. Our daughter is a school teacher in Virginia and is getting married in two weeks."


"It's been a full-time job recently coordinating everything. The rehearsal and brunch will be at the Grouse Point Club function hall/clubhouse overlooking the lake. The wedding and reception will be held at the Belknap Mill in Laconia."


"In 2000 I started my own law firm in Boston with a partner. The firm grew to eight attorneys specializing in business litigation. Greisinger, Tighe and Mafffei operated for 10-11 years and the firm retired gradually. That's when the question 'what's next?' was addressed."


"Both of our children attended summer camp in Wolfeboro for 2 years in a row. Later my son would visit a friend whose family had a summer home on Meredith Neck. Another year he rented a camp on Bear Island for 2 weeks. When the family discussion came up pertaining to our next endeavor, my son had one comment, 'Move to Meredith.' Barbara's response was she wouldn't leave Winchester 'unless the house was really nice.' So in September 2011 we looked at some houses online and one day drove up to take a look, 'we spotted a house on Water Street and jotted down Maggie Braxton's number on the sign [a local agent]. We went up to N. Conway for 2 nights to go hiking and decided to spend the following night in Meredith. We called Maggie and arranged to see 4 houses at the Grouse Point Club and 4 houses at Meredith Bay. We previewed the houses on Sunday and when we the saw the house at the top of the Grouse Point Club we were so excited Barb said, 'this is the house...I can live here.' 15 minutes in the house and wow, that absolutely incredible view—that's all it took! We wanted to live in a neighborhood with a real community feel, not a dark lonely dirt road. We've met so many good friends here."


"We absolutely love our contemporary New England home. The views extend the entire lake beyond Rattlesnake Island. The sandy beaches, yacht club and clubhouse with indoor pool and fitness provide so many amenities. But most importantly everyone is so friendly. It's truly a special place."


"Barbara works part-time at Consigners Ave near Church Landing and belongs to The Fitness Edge where she's been a member for 3 years. She's also part of a book group in Moultonborough, and she's the head of the activities committee at our community. It's a wonderful life enriched with so many new friends."

Andrew's schedule has changed dramatically from commuting to Boston 7 days a week with a busy legal-work schedule to competing in triathlons—quite a switch from business litigation to the grueling fitness routine of swimming, biking and running, which started in 2010. "I used to have bad knees and I took some weight off. Now I feel great!" He competes in 4-5 triathlons a year. You'll see him biking around Squam Lake and swimming the waters at Grouse Point...not bad for a 60 year old semi-retired attorney who runs with a happy smile on his face these days.

For Barbara, she loves her gardening, exercise, restaurant choices and small town character, and most importantly, "the wonderful people we've met and become friends with...we have it perfect here."

Please feel free to visit to learn more about the Lakes Region and its real estate market. Frank Roche is president of Roche Realty Group, Inc. in Meredith and Laconia, N.H. and can be reached at (603) 279-7046.

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Sanborn — Winni Waterfront Sales Report - May 2015

The Winni Waterfront Sales Report - May 2015

There were seven waterfront sales on Lake Winnipesaukee in May, 2015 at an average price of $1,487,214 and a median price point of just under a million at $985,000. That's not as good as last May when eleven sales were posted. For the year thus far there have been 34 sales on the big lake at an average of $1,015,456 compared to 38 sales last year at an average of $1,158,189 for the same period. So all in all despite the harsh long winter we are doing pretty well.

The bargain basement purchase this month was at 12 Long Island Road in Moultonborough if you can consider just over a half million dollars being in the basement. Come to think of it, this place doesn't have a basement. It is on posts and piers but it has 127 feet of frontage and multiple dock spaces which is way more important. This 1940 vintage cottage has 968 square feet of living space, two bedrooms, an eat-in kitchen, and that period knotty pine and paneled interior. There is even a large commercial size three bay garage for all your stuff. This property was offered originally at $625,000, was reduced to $585,000 and sold for $510,000 after 276 days on the market. It has a current tax assessment of $696,900. I bet the new owners are pretty happy.

The median price point sale is represented by the property at 104 Old Keewaydin Pont Road in Wolfeboro. This property is a 1,900 square foot, four bedroom, three and a half bath contemporary home built in 1974. The main house has a renovated kitchen with granite counter tops and stainless appliances, new hardwood floors, renovated master bath, and a fabulous screened porch to take advantage of the southwest sunset views from Winter Harbor looking out toward the Broads. There is a one bedroom guest cottage which I would be pleased to stay in if the new owners see this and call me. There is also a two car detached garage for the toys. The home sits on a half acre beautifully landscaped lot with 132 feet of frontage and U-shaped dock with a permanent cover. Pretty cool! This house was offered in August of 2013 for $1.4 million, re-listed in June of 2014 for $1.299 million, was reduced to $1.15 million and sold for $985,000 after a total of 509 days on the market; it is assessed at $934,300.

The highest sale of the month honors go to the property at 364 Edgewater Drive on Governors Island in Gilford. This like new custom home was constructed in 2010 and has a mere 10,880 square feet of tasteful living space with six bedrooms, six full and two half baths, an open concept design and a great room with soaring ceilings, beautiful wood flooring, and field stone fireplace. There is a gorgeous kitchen and a porch with a fireplace and summer kitchen. The master suite is on the first floor and there are three en-suites, a guest room, bunk room, den and office on the second level. Of course, the game room and a family room are on the walk out lower level along with the wine cellar, wet bar, and exercise room. Outside the landscaping on this one acre lot is amazing and the 150 feet of frontage sports a couple of covered docks. This property was listed at $4.95 million and sold for $3.8 million after 277 days on the market.

Over on Winnisquam, there were four sales in May which is kind of like a banner month. So far this year there have been seven sales at an average of $593,786 compared to the same seven sales at an average $701,143 for the same period last year. The least expensive sale for the month was at 45 Stoney Brook Road in Meredith where a remodeled 1950s vintage, 1,240 square foot, two bedroom cottage on a quarter acre lot with 100' of frontage sold for $410,000... but not right away. It was first listed in April of 2013 for $425,000, re-listed in January of this year at $420,000 and sold for $410,000 after a total of 717 days on the market. It is assessed at $387,700.

The largest sale for the month on Winnisquam was at 31 Collins Brook Road in Meredith. This 3,888 square foot contemporary has three bedrooms, two and a half baths, a wonderful great room with massive field stone fireplace, a custom gourmet kitchen, and a spacious master bedroom suite with balcony looking westerly out across the lake to the loon preserve. There are high end finishes and exotic woods used throughout this tasteful home. The home has radiant in-floor heat, central air and a whole house generator. A huge two car garage is supplemented by a large garage and workshop down under on the lake side. It's the perfect spot to store your boat or work on a project. The .99 acre lot has 168' of frontage with a Squam Lake feel and sunset views. This property was first listed back in June of 2008 for $1.1 million, in 2011 for $995,000, in 2012 for $875,000, and in November of 2014 for $899,000. It sold for $795,000 after a total of...believe it or not, 717 days on the market. That must be the magic number for the month. This property is assessed at $693,700 and the new owners are loving it...

P​ease feel free to visitwww.lakesregionhome.comto learn more about the Lakes Region real estate market and comment on this article and others. ​Data compiled using the NNEREN MLS system as of 6/10/15. ​ Roy Sanborn is a sales associate at Four Seasons Sotheby's International Realty and can be reached a t603-677-7012

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Bob Meade - WWJD?

Do you feel like you are being scammed? Being lied to repeatedly? Being fed more propaganda than real news? Being prevented from knowing why your freedoms are being challenged? Being considered bigoted because you have "faith"? Being herded into a feed trough of political correctness? Being manipulated? Being pitted one against another for political purposes?

Thomas Jefferson said he would rather have newspapers without a government, than a government without newspapers. He fully expected that the newspapers (today, the media in all its forms) would provide the people with the information necessary for them to control the government . . . a government of, by, and for the people.

Thomas Jefferson also said that people get the government they deserve. He evidently believed that, given an accurate accounting of the government's activities by the newspapers, the people would ultimately be responsible for ensuring the government was functioning to their satisfaction . . . ergo, the rise or fall of the government was the people's responsibility.

If he were alive today, Jefferson would be thrilled with the technological diversity of the media, its ability to communicate to the citizenry within minutes, its ability to present visuals all across the country and the world, and to provide real time commentary from those we elected to various government positions, be they local, state, or national.

It is doubtful however, that Jefferson would be thrilled with the integrity of today's media, and its failure to accurately report the news without bias. He probably didn't think the media would choose sides. But they have. He wouldn't be pleased with the apathy of the citizenry either . . . he probably would have expected the people to demand the best from their politicians. Initially, those who served in politics at all levels of our government were essentially "volunteers", not professional politicians. Of course it is highly probable that he would be first to challenge the "professional" politician. The difference between the volunteer and the professional politician is that the volunteer "gives" of him/herself for the good of the community, while the professional politician seems to be more concerned with achieving some level of personal tenure, and a desire for personal power and enrichment. In short, we are not being "served", we are being "used".

While I can't speak for Jefferson, I think it's reasonable to assume that he would do everything within his power to challenge the ever growing federal bureaucracies; the cabinet level departments that basically serve themselves and continue to grow without ever achieving the objectives for which they were established. The result of their continued presence is that we, the people, are in many ways being ruled by the non-elected. Adding salt to those bureaucratically inflicted wounds is the fact that "regulations" issued by those departments can have the force of law without ever having gone through the rigor of the legislative process necessary to enact a law.

So, where do we place the blame for the bureaucracies, or the career politicians? Do we blame the bureaucracy? Do we blame the politicians? No, we can't blame either as they are simply taking advantage of the lack of attention we, the people, have paid to our government and our political process.

We have come to accept "political correctness" as a substitute for both civil laws and moral tenets. We have allowed the citizenry to be divided by income, sex, race, political party, race and ethnicity, education, religion, and more. The "professional" politicians have promoted those divisions as a way of pitting one group against another, and for sorting them into groups to be pandered to. The "professionals" will offer (shallow) words tailored to each group in an effort to convince each of them that they are the one most deserving of their vote. And will the political candidate campaign on a promise to rein in the various bloated bureaucracies? Or to reduce the size of government? Or to restructure the "legacy" costs for those in government to make them more closely resemble the personal retirement plans of the majority of the citizenry? Or to enact laws that require every bureaucratic "regulation" to have to be approved by the Congress and signed by the Executive branch?

We can't expect those running for elected office to campaign on traditional values and integrity unless we, the people, demand that they do. Our country has lost its moral compass because of our apathy and that has resulted in our being ruled by the non-elected, our freedoms have been diminished as the Constitution is ignored, and our national debt and unfunded liabilities may be beyond recovery. If you, me, and we don't shed our apathy and become an informed and active citizenry that demands a return to adherence to the Constitution, our great nation will continue to decline. It's up to you.

What would Jefferson do?

(Bob Meade is a Laconia resident.)

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Froma Harrop - What makes a heavy drinker?

There's been a significant rise in "heavy drinking" among Americans, according to a new study out of the University of Washington.

But what do these researchers mean by "heavy drinking"? wine lovers must ask. For a woman, heavy drinking is defined as more than one glass of wine a day. For men, it's more than two. Other definitions of heavy drinking use similar measures. But hmm.

I'm often a heavy drinker by these lights, but not by my lights. Many days, I'll have two glasses of wine. Occasionally, I'll have three. I don't think that's a big deal, and I don't see myself in any kind of denial.

Is the Frenchwoman who takes a glass of rose with lunch and a cabernet at dinner a "heavy drinker"? And if she should add an aperitif before dinner and a dash of cognac when the meal ends two hours later — that is, consume four alcoholic beverages in the course of 24 hours — does that make her a "binge drinker," as many would define her?

Even doctors pointing to the cardiac benefits of moderate consumption urge people to not start drinking for health reasons. Well, why not, unless the person is addicted to alcohol?

Other healthy adults should be able to split a bottle of wine with a friend without being told they are headed to the gutter. Somewhere in our society's gut lives the notion of alcohol as inherently evil.

When experts talk about the one-drink-a-day limit for a woman, they ignore vast differences in the sizes, ages and health conditions of the sisterhood's members.

"I can't drink anything," my 90-year-old aunt Shirley told me during a recent dinner out, "but would you like another glass of white?"

Aunt Shirley has only 102 pounds on her but a ton of wisdom.

Even getting tipsy now and then should be the drinker's own business, assuming that he or she doesn't then drive. On that subject, campaigns against drunken driving have succeeded in sharply reducing alcohol-fueled fatalities on the road. Unfortunately, the modern-day temperance movement has gotten into its head that the way to push these numbers still lower is to make alcoholic beverages more expensive through higher taxes.
In truth, the dangerous drivers are typically alcoholics with repeated arrests and blood alcohol levels that are double the legal maximum or more. They are not real sensitive to the price of the substance.

Promoting higher prices as a response to campus binge drinking is also a non-solution. The problem of students' downing rotgut until they pass out is not just of too much alcohol but of too little civilization.

Giancarlo Gariglio, editor-in-chief of Slow Wine Magazine, touched on this in his criticisms of a European Union plan to discourage binge drinking with minimum prices and regulated alcoholic percentages. His big complaint was it lumped artisanal wines with industrial, pre-mixed alcohol beverages.

"Without culture," he wrote, "we drink poorly and we don't even enjoy ourselves, because we gulp down rubbish."

Taxes on alcohol are, of course, regressive. The Beer Institute, an industry trade group, reports that beer drinkers pay $5.6 billion a year in hidden excise taxes alone — hidden because they are levied at the brewery.

Low- and middle-income Americans are beer's chief consumers. The institute estimates that households earning less than $50,000 per year pay half of beer taxes.

The battle is on to define moderate drinking. If that means dishing out the same guidelines to a skinny Nancy Reagan at 93 and a large Melissa McCarthy at 44, then they're not going to say much.

(A member of the Providence Journal editorial board, Froma Harrop writes a nationally syndicated column from that city. She has written for such diverse publications as The New York Times, Harper's Bazaar and Institutional Investor.)

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Michelle Malkin - Why America hates the GOP Obamatrade deal

Constitutional conservatives don't like it. Trade unions abhor it. Obama critics hate it. Environmentalists despise it.

Outside the Beltway bubble, a broad coalition of voters from the left, right and center opposes the mega-trade deal getting rammed through Congress this week by the Republican establishment on behalf of the White House. Here's why.

The Obama administration, House GOP leader John Boehner and Senate Majority Leader Mitch McConnell have sold out American sovereignty. Their so-called Trans-Pacific Partnership Commission will have sweeping authority over trade, immigration, environmental, labor and commerce regulations.

As alert watchdogs U.S. Sen. Jeff Sessions, R-Ala., chairman of the Subcommittee on Immigration and the National Interest and U.S. Rep Duncan Hunter, R-Calif., warn: "By adopting fast-track, Congress would be formally authorizing the president to finalize the creation of this Pacific Union and will have surrendered its legislative prerogatives. Before a word, line, paragraph, or page of this plan is made public, Congress will have agreed to give up its treaty powers. ... In effect, one of the most sweeping international agreements seen in years will be given less legislative scrutiny and process than a Post Office reform bill."

The Obama administration, House GOP leader John Boehner and Senate Majority Leader Mitch McConnell have sold out legislative transparency. Boehner smugly asserts that so-called Trade Promotion Authority puts Congress in charge and promotes "more openness" on trade talks. Nonsense. Under the Boehner/Obama plan, Congress gives up its ability to amend any trade deals under fast track, severely limits the ability to debate and lowers the vote threshold in the Senate from 61 to 51. The 11 international parties negotiating with Obama on TPP refuse to sign their dotted lines until Congress agrees to pre-agree to behemoth global trade pacts — sight unseen.

As Obamatrade cheerleader and Big Business crony Sen. Orrin Hack, I mean Hatch, admitted, "I don't know fully what's in TPP myself."

The secretive wheeling and dealing on the massive 29-chapter draft (kept under classified lock-and-key and only a tiny portion of which have been publicly disclosed through WikiLeaks) make the backroom Obamacare negotiations look like a gigantic solar flare of openness and public deliberation.

Fast-track Republicans, who rightfully made a stink when Nancy Pelosi declared that "we have to pass the (Obamacare) bill so that you can find out what is in it," now have no transparency legs to stand on.
The Obama administration, House GOP leader John Boehner and Senate Majority Leader Mitch McConnell have sold out our immigration priorities. Both parties have put cheap labor from illegal immigrants before American workers. Both parties support massive increases in foreign temporary worker programs that favor cheap tech workers from India and China over highly educated, highly skilled American workers who are forced to train their replacements. Both parties back fraud-plagued green card giveaway programs for wealthy immigrant investors that amount to a crony "economic development" racket. More Obamatrade documents disclosed by WikiLeaks indicate that negotiators have discussed unilateral changes to U.S. worker protections in visa law, processing times and temporary visa expiration dates.

Supporting free enterprise in America does not mean supporting a global free-for-all for every last $2.00/hour entry-level foreign tech journeyman. Past free-trade pacts have failed to live up to their overhyped promises. University of Maryland economist Peter Morici notes that under Obama's free trade pact with South Korea, imports with that country "are up $3.6 billion" while "U.S. exports are down marginally and the U.S. trade deficit with the Asian nation has swelled to $5 billion."

Meanwhile, he reports, our wage-suppressing $350 billion bilateral trade deficit with China "costs American workers at least 3 million jobs" and several Asian countries now negotiating TPP "have violated WTO and International Monetary Fund rules by purposefully undervaluing their currencies to subsidize exports and raise prices for otherwise competitive U.S. products in their markets."

Here is what those of us against the GOP-Obamatrade bills can all agree on: Both political parties in Washington are screwing over our country. American citizens are sick and tired of the permanent ruling class subverting the will of the people in the name of "bipartisanship." We've had enough of Big Business betrayals and Big Government collusion.

What part of "Stop selling out America!" does D.C. not understand?

(Syndicated columnist Michelle Malkin is the daughter of Filipino Immigrants. She was born in Philadelphia, raised in southern New Jersey and now lives with her husband and daughter in Colorado. Her weekly column is carried by more than 100 newspapers.)

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