As we move full swing into the summer buying season I thought it would be a good time to take a look at some of the listings that have just come on the market since the first of the month and that appear to be pretty good values.
If you are looking for a waterfront cottage on a really nice small lake, check out the property at 98 Upper Suncook Lane in Barnstead. Yup, that is on Suncook Lake. This 1940s vintage, six room, two bedroom, one bath home is right at the water's edge and faces the conservation area across the lake so you'll always have unspoiled sunset views. The lot is only .19 acres but you do have 80' feet of frontage with a dock and mooring. The assessed value of the property is $311,800 and is being offered at $224,900 which seems like a pretty good deal.
I like the looks of the charming, move in ready, cape at 11 Opal Lane in Laconia. This home was built in 1999 and has 2,152 square feet of space. There are four bedrooms, two and a half baths, open concept kitchen dining area, an office, a living room with hardwood floors, a great back deck for grilling, and a two car attached garage all on a third acre well landscaped corner lot. What more do you need? This home is priced at $199,000 with an assessed value of $231,200. Looks like a decent deal to me.
There's another cape over in Belmont at 79 Church Street in Belmont which has got great curb appeal. Built in 1995 on a 1.1 acre lot, this home has 3,130 square feet of living space, four bedrooms, and two baths. The home features a beautiful kitchen with ample cabinetry, stainless steel appliances, granite, a large island, and pantry. Hardwood floors extend through the formal dining room and living room with cathedral ceilings. There are three bedrooms on the first floor but the master suite is located upstairs along with a family room. There's another family room down in the basement just for good measure. Out back you'll find a cabana next to the in-ground Gunite pool surrounded by a fence and great landscaping. This home is priced at $259,900 which seems like a good price at 82 percent of the current tax assessment of $313,600!
If you really want a pool, there's also one at the house at 680 Union Road also in Belmont. This 3,167 square foot ranch has ten rooms including a spacious gourmet kitchen with all the bells and whistles, a dining room, a master suite with cathedral ceilings, sitting area, and its own private four season porch, and a great living room that opens to a three season porch. On the lower level there's a guest bedroom suite with its own kitchen, living area, bath, office, and exercise area. Outside, you'll find a fenced in pool with lots of space to sunbathe. There are attached and detached two car garages plus a barn for all your toys. A winding drive across rolling lawns makes this eight acre lot feel like a true estate. This home is offered at $289,000 which is 89 percent of the tax assessed value of $343,300.
It looks like there are some nice properties out there so contact a realtor and go take a look. Maybe you can be swimming in one of these pools before the end of summer!
Please feel free to visit www.lakesregionhome.com to learn more about the Lakes Region real estate market and comment on this article and others. Listings were compiled using the Northern New England Real Estate MLS System. Roy Sanborn is a realtor at Four Seasons Sotheby's International Realty and can be reached at 603-455-0335.
Last Updated on Wednesday, 31 December 1969 07:00
Looking back over the last century there were two great coalition builders in presidential politics: FDR and Richard Nixon.
Franklin Roosevelt broke the Lincoln lock on the presidency that had given Republicans the White House in 56 of the previous 72 years. From 1932 to 1964, FDR's party would win seven of nine elections.
Nixon broke through in '68 and built the New Majority that gave the GOP the White House for 20 of the next 24 years.
The Nixon-Reagan coalition, however, has aged and atrophied. In five of the last six presidential elections, the Democratic nominee won the popular vote. And no fewer than 18 states, including four of the most populous — California, Illinois, Pennsylvania and New York — have gone Democratic in all six of those elections. Also, four states crucial to victory and once regarded as reliably Republican — Florida, Ohio, Virginia and Colorado — have turned purple.
The GOP is also facing a demographic crisis. White folks, who provide almost 90 percent of Republican votes in presidential years, are steadily shrinking as a share of the electorate.
Is Hillary thus inevitable?
With the cash she can raise and the support of the sisterhood, she may be able to clear the field in the run for the nomination. And in a general election it is hard to see which Republican today could take 270 electoral votes from her.
Yet the lady has vulnerabilities. If elected, Hillary would be, at 69, the oldest Democratic president ever. Husband Bill was nearly a quarter of a century younger when inaugurated, as was Barack Obama.
Her book tour for "Hard Choices," with her tale of woe about having been "flat broke" in 2001, revealed a queen of privilege wildly out of touch with the hard realities of life in Middle America in 2014.
Moreover, there is Clinton fatigue in the country and this capital. Americans under 30 never knew a time when she was not around.
Her memoir looks likely to be remaindered long before it earns her publisher anything near the $14 million advance she is rumored to have received. Somebody at Simon & Schuster is going to the wall. And the Democratic left is pawing the turf.
Is her record in office impressive?
The most critical vote she cast in eight years in the Senate — to take America into war with Iraq — she now admits was a mistake. And it's not an insignificant one, considering the disaster that is Iraq today.
Her record as secretary of state? The most memorable moment was announcing the "reset" with Russia. How's that working out?
Not only must Hillary answer for the failures that brought about the Benghazi massacre, and her absenteeism in its aftermath, but she must also defend a foreign policy that has left her country less respected on every continent.
While most Americans support President Obama's decisions to end the U.S. wars in Iraq and Afghanistan, there is something about his leadership on the world stage that calls to mind the Carter era.
And while there is no end to the chatter in this city of the clash within the GOP between the establishment and the Tea Party, there are fissures and fractures visible as well in the Obama-Clinton party. As a wag once observed, the Democratic Party is a conclave of warring tribes that have come together in the anticipation of common plunder. But the old formula dating to FDR days, of "tax and tax, spend and spend, and elect and elect," may have run its course.
The U.S. government is deep in debt and moving deeper. State capitals have hit the wall, forcing painful decisions to cut spending on education or pensions, or to raise taxes. Even in the bluest states, governors like Jerry Brown in California and Andrew Cuomo in New York have gotten the message. The halcyon days are over. Frugality is in.
While the nation has been pulled back from the abyss of 2008 and 2009, the five-year Obama record since, with its massive deficits, soaring debt, anemic growth, and diminished share of the labor force working, is nothing to write home about.
Add in the NSA, IRS and VA scandals, and this is the kind of record candidates usually run away from, rather than run on.
While African-Americans and Asians are among the most loyal Democratic blocs, in California, Asians arose in angry protest to kill a proposed law to reinstate affirmative action in state schools. For Asians are now among the major victims of reverse discrimination.
Ms. Clinton says she has "evolved" on same-sex marriage. Have the conservative black pastors and preachers of the most churched community in America also evolved? How comfortable are black Christians in a party half of whose convention delegates booed when it was suggested that God be mentioned in the 2012 platform?
No. The presidency in 2016 is not beyond the reach of the GOP.
(Syndicated columnist Pat Buchanan has been a senior advisor to three presidents, twice a candidate for the Republican presidential nomination and the presidential nominee of the Reform Party in 2000. He won the New Hampshire Republican Primary in 1996.)
Last Updated on Wednesday, 31 December 1969 07:00
It's the darnedest thing. Only a select few sites grace the bookmark bar topping my Web browser. Amazon.com is one. And Amazon is the only retailer to make the cut.
That it lets me buy ant traps online in 40 seconds, gets them to my house in two days and charges a good price for it all is kind of miraculous, don't you think?
Funny. When Amazon hiked the annual cost of Amazon Prime — its "free" two-day shipping service, with some digital content added — to $99, many customers complained. Not I.
I love Amazon. I do, I do. Yet the company gives me the creeps in several ways.
Start with books. Amazon has sent most of the bookshops in which I happily lingered into oblivion. As it branched out into selling everything else, it impoverished the lovely little downtown stores selling shoes, printers, bug lights and dog collars — at least the ones Wal-Mart hadn't already obliterated.
The question is: When Amazon crushes what's left of the competition, will it then raise prices to gouging levels? That's what monopolies do.
But let's be positive again. Amazon commands so much of the market because it gives consumers like me low prices and good service. This is done at the expense of profit margins, which is why, despite Amazon's enormous revenue growth ($75 billion last year), its famously patient investors have yet to enjoy a gusher of reward.
I used to enjoy righteous indignation over Amazon's opposition to collecting the same sales taxes that retailers with a store, a warehouse or another physical presence in a state had to. That gave the Internet giant an unfair price advantage over local merchants.
Then what does Amazon go out and do? It turns around and supports an organized system for collecting online sales taxes.
It happens that this fit with the plan to place warehouses — Amazon calls them "fulfillment centers"! — all over the country to allow for fast delivery of stuff.
Thus, Amazon would have had to collect a lot of sales taxes anyway.
Amazon has entered the smartphone business. Its new Fire Phone has this neat feature: You point the phone at an object of desire. The phone will see it or hear it and then may help you buy it.
(My nightmare is directing the phone toward the sound of Schubert's 9th Symphony and finding I bought not the album but the Cleveland Orchestra.)
Yes, Amazon is into music streaming, and did I mention filmmaking?
It's also into taking over Seattle. The company just tossed another half-million square feet of Seattle office space into the cart. That's in addition to the 5 million-plus square feet it already owns or leases.
The company has come under considerable criticism for its behavior in a pricing dispute with Hachette Book Group, slowing the sales of the publisher's works. With Amazon so dominant in bookselling, this raises cultural concerns.
Some argue that Amazon is not the only mammoth stomping through the online jungle. Its advance may be checked by the likes of Wal-Mart and Alibaba, the Chinese e-commerce titan.
But that wouldn't leave a lot of room for the indie booksellers still on Main Street, would it? And bless them for holding out.
Am I overthinking this? Perhaps my faith in the creative-destructive powers of capitalism is so weak that I can't conceive of other business models saving us from Amazon's dominion.
The other question is: Do we want to be saved? If the answer is no, then perhaps the time has come to just dump ourselves in the cart, click "Proceed to checkout" and be done with it.
(A member of the Providence Journal editorial board, Froma Harrop writes a nationally syndicated column from that city. She has written for such diverse publications as The New York Times, Harper's Bazaar and Institutional Investor.)
Last Updated on Wednesday, 25 June 2014 08:43
Demographics are not an exciting subject, but they provide a road map to the future. That makes it a worthwhile study. It can tell you what countries are old and dying, and which are youthful and growing. It predicts which will have plenty of labor and innovation and which will seek youthful labor from outside their borders and will need the innovation and skilled resources from others. Demographics can also foretell which will be most likely to be the invaders, and which will be the victims. Those things and more can be assessed by looking at the distribution of youth and aged in the various countries.
Japan is in a very difficult situation as the median age of their population is 46.1 years. Their future is dependent on their youth where only 13.2 percent of their population is 14 years of age, or less. At the other end, 24.8 percent of the people are over the age of 65. Current information shows that there are now more deaths than births in the country of 127 million people; 9.4 people die and only 8 are being born. Japan has needed to import Koreans to fill jobs in their manufacturing facilities but, since Japan rarely ever makes any foreigner a citizen, the Koreans are not stakeholders in the country . . . they have no voice.
Very similar to Japan is Germany. It also has a median age of 46.1 years. Only 13 percent of its population is in the 14 years of age or less category, while 20.9 percent of the population is over 65 years old. German's birth only 8.4 children to replace the 11.3 that die. Germans rightly pride themselves on their engineering and technological skills. As their current population of 81 million people declines, there will probably be significant declines in the resources needed to turn their technological innovations into saleable products, thereby making it necessary to vie with other European countries that are looking to fill needed jobs with immigrants from the Middle-East.
Italy and Poland have similar demographics to Germany, but France and the United Kingdom have birth vs death rates of about 12 to 9. This plus may be due to the fact that both of those countries have growing immigrant Muslim populations. Russia only has 11.9 births for every 13.9 deaths, and their shrinking birth rate causes a long term problem as Russia has the largest land mass in the world to defend.
The United States and Canada are looking more and more like Europe as Canada's median age is 41.7, and in the U.S. it is 37.6. Canada's over 65 population is greater than its 14 and less age group, 17 percent vs. 16 percent. In the United States the numbers are 14 percent v. 19 percent as illegal immigrants have contributed substantially to the less than 14 year age bracket.
These mind numbing numbers are there for a comparison to the growth rates of middle-eastern countries. While Europe and the West, except Mexico, have median ages that range from the high 30s to the mid 40s, virtually all of the countries in the Middle-East have median ages in the 20s. What is also a striking comparison is that those countries have 14 years and under populations that range from 23.7 percent up to 36.7 percent, and their over sixty five people only account for 3 percent to 5 percent . . . over seven young people for every old person. That overwhelmingly Muslim population is growing at a faster rate than any group of countries. At this point in time, there are approximately 1.5 billion Muslims in the world. They are out-birthing other countries by at least a two-to-one ratio, and in many cases three-to-one.
The demographic tid-bits provide a couple of clues as to what's going to occur. The first concern is that aging populations and shrinking birthrates place an ever increasing burden on the social structures that exist. A large productive youth are needed to form the base of the pyramid, with a lesser number of aged people at the top of the pyramid drawing support from the broad base. In this country, our Social Security System was started with 17 contributors to the system for every one receiving a payment. Today, the number contributing for every one collecting is under three and within 20 years the contributors will be under two. While Social Security still has some government IOUs in that proverbial "lock-box", the system now pays our more than it takes in each year. In order to redeem those IOU's, the government must sell securities on the open market. This may not increase the deficit but it kicks the debt can down the road for future generations to pay and it inflicts a higher interest payment on the debt.
Medicare, which now has over $37 trillion in unfunded liabilities, will see that number grow as there are 10,000 "baby boomers" retiring every day for the next 18 plus years. Of course those liabilities will be foist upon our youth.
Perhaps the most alarming indicator of future events is occurring right now as we see the Middle-East in flames. What is not being talked about is that there are two powers engaged in a fight for dominance within the Islamic religion. Saudi Arabia is overwhelmingly Sunni Muslim, while Iran dominates the smaller Shia Muslim group. Iran has backed the terrorist group Hezbollah in the take-over of Lebanon, and has supported Syria in their defense against the rebel groups. It appears that the Saudi's have been providing the financial resources to rebel groups in this Shia-Sunni fight. But, as we have often heard, Muslim's say "The enemy of my enemy is my friend". If that holds true, one could expect that Shia and Sunni would fight as one against the West and Israel.
(Bob Meade is a Laconia resident.)
Last Updated on Wednesday, 31 December 1969 07:00
Bike week is here again and all that noise and rolling steel makes all good men think about buying a new home with a big garage to keep their toys in...or, at least a couple might. A good garage to house your hog, rat rod, SS Supersport, or that shiny new Corvette is right up there – high on the list of must-haves for many a road warrior. A man needs space. Two garage bays might not do it. You need at least three or four. Heated, preferably.
What's hog or hemi worthy that's on the market right now? Here are a few recommendations to ponder.
Up at 160 DW Highway in low tax Center Harbor, there's an oversize two bay heated garage with a car lift so you can do all necessary repairs without lying on your back. There's also a one car detached garage that's perfect for storing all that extra stuff you've accumulated and can't part with. You know like old car fenders, bumpers, and extra wheels and such. As an added bonus, there's a charmingly updated 1912 vintage, four bedroom, two bath home with 1,992 square feet of living space to roam around in when you aren't in the garage. It features natural woodwork, wainscoting, pocket doors, and oak flooring. There's a bright and sunny kitchen with a breakfast nook, a great room, large dining room, and screened porch with cathedral ceilings. The wrap-around porch would be perfect to sit on and watch the bikes roll by. This home sits on a potentially sub-dividable 9 acre lot and is in a commercial zone so maybe that bike shop you've always wanted to open might work here? This property is priced at $319,000 and is assessed at $301,300. Could be Hog Heaven?
Over in Gilford at 65 Savage Road (now, that's a great street name for a biker to live on!) there is what is billed as a "magnificent 4 bay OVER SIZED garage!" Not only that, there is another two bay garage under one of the two homes on the property PLUS a three stall storage lean-to. How great is that! Wait, it gets even better. The 2,300 square foot main house has three bedrooms, two baths, large living room with gas fireplace, a sun room, PLUS a MAN CAVE in the basement! The second house has 924 square feet with one bedroom which is perfect for your in-laws (or outlaws) when they come to visit. And finally, this property is located at the end of a dead end road on 26 acres! How's that for privacy? Dead on, right? This property is priced at $399,900 and is assessed at $376,800. Go check it out.
Now, if you are in need of space for eight cars or, oh...about 50-60 motorcycles check out the property at 10 Corliss Hill Road in Meredith. There you'll find a 34' x 62' garage/barn with 10' high doors, 12' high ceilings, and 400 amp electrical service. The listing says that there's enough cleared land for pasture and paddocks but we are talking iron horses here not hay eating ones. There's also a heated two car garage that is attached to a very, very nice 4,270 square foot, four bedroom, two and a half bath cape constructed in 1999. This high quality home has a beautiful kitchen with granite and stainless steel, a bright and sunny living room with fieldstone hearth and soapstone wood stove, a first floor master suite, sun room, and lower level media and exercise rooms. After a long day riding on the trail... I mean the highway, you can come back home and jump in the heated saltwater pool and then have a drink on the patio by the cabana. The garage (and house) sits on a very private 28.7 acre lot so you can whoop it up a little if you want. This ride is a custom and is offered at $585,000.
There were 98 residential home sales in May 2014 in the twelve communities covered in this Lakes Region real estate market report. The average sales price came in at $310,392 and the median price point was $214,000. Last May there were 99 homes sold at an average of $303,580 and a median price point of $192,500. There have been 321 sales this year through May 31 at an average price of $302,308 compared to 347 last year at an average of $259,832. Now if a few of the visiting bikers would purchase a home we could catch up...
Please feel free to visit www.lakesregionhome.com to learn more about the Lakes Region real estate market and comment on this article and others. Data was compiled using the Northern New England Real Estate MLS System as of 6/18/14. Roy Sanborn is a realtor at Four Seasons Sotheby's International Realty and can be reached at 603-455-0335.
Last Updated on Friday, 20 June 2014 06:46