Published DateBELMONT — Police arrested a Bean Hill Road teen Wednesday afternoon and charged him with six counts of fraudulent use of a credit card — all Class B misdemeanors.
Lt. Richard Mann said Patrick J. McDonald, 19, of 159 Bean Hill Road is free on personal recognizance bail and has been given a court date of March 7 in the 4th Circuit Court, Laconia Division.
Mann said McDonald's arrest was the result of an alert local business owner who detected suspicious activity allegedly involving McDonald and multiple purchases he made within a short period of time.
He said Officer Patrick Riley and Det. Gary Boisvert investigated and were able to contact the card holder who had not realized his card was missing and being used without his permission.
Mann said it is not known at this time if McDonald knew the victim or how the card landed in his possession.
He said the Belmont police and the Federal Trade Commission recommend not to give anyone a credit card number on the phone unless you instigate the call; to carry cards separately from your wallet and only bring it if you expect to use it; to keep your eye on the card and make sure you get it back; and to never sign a blank receipt. Draw a line through any blank spaces before the total.
The FTC also recommends saving receipts, opening bills promptly or checking them on line regularly, and to report any suspicious charges to the issuer. They also recommend notifying your credit card issuer if you plan to travel and to never write your account number on the outside of an envelope.